Canada Child Benefit 2026: How Much Per Month in Quebec?
From July 2026 to June 2027, the Canada Child Benefit (CCB) pays up to $8,157 per year for each child under 6 ($679.75 per month) and $6,883 for each child aged 6 to 17 ($573.58 per month), tax-free. The full amount goes to families with 2025 adjusted family net income of $38,237 or less. In Quebec, the CCB stacks with Retraite Québec's Family Allowance.
The CCB is recalculated every July based on your previous year's tax return. The next payment lands on October 20, 2026. In Quebec, about 892,000 families receive this benefit, worth more than $6.2 billion a year. Here are the exact 2026-2027 amounts, the income reduction formula, and the real total a Quebec family can receive by combining the CCB with the provincial Family Allowance.
See how your income drives your benefits: your family net income determines both your CCB and your Family Allowance. Check what your salary leaves after tax with our Quebec income tax calculator, then compare your take-home pay with our Quebec pay calculator.
What are the maximum Canada Child Benefit amounts from July 2026 to June 2027?
The maximum is $8,157 per year for each child under 6 and $6,883 for each child aged 6 to 17, for the July 2026 to June 2027 period. The amounts are paid in 12 tax-free monthly payments and are calculated from your 2025 adjusted family net income (AFNI), which is line 23600 of your federal return plus your spouse's or common-law partner's, if applicable.
| Child's age | Maximum per year | Maximum per month | Increase vs 2025-2026 |
|---|---|---|---|
| Under 6 | $8,157 | $679.75 | +$160 (was $7,997) |
| 6 to 17 | $6,883 | $573.58 | +$135 (was $6,748) |
| Child disability benefit (per eligible child) | $3,480 | $290.00 | added on top of the CCB |
The CCB is indexed to the cost of living every year, which explains the July 2026 increase. Two details many families miss: if your child turns 6 in March 2027, the under-6 rate applies for March and the 6-to-17 rate starts in April; and if your yearly total is under $240, the CRA does not pay monthly — you get a single payment in July instead.
How does the CRA reduce your CCB as your income rises?
The reduction starts as soon as your adjusted family net income goes over $38,237. Between $38,237 and $82,847, the CRA subtracts a percentage of the excess that depends on how many children you have. Above $82,847, it subtracts a fixed amount plus a lower percentage of the excess. Your AFNI is your net income (line 23600) plus your spouse's, minus certain income such as UCCB and RDSP amounts, where applicable.
| Number of children | Reduction between $38,237 and $82,847 | Reduction above $82,847 |
|---|---|---|
| 1 child | 7% of the excess | $3,123 + 3.2% of the excess |
| 2 children | 13.5% of the excess | $6,022 + 5.7% of the excess |
| 3 children | 19% of the excess | $8,476 + 8% of the excess |
| 4 or more children | 23% of the excess | $10,260 + 9.5% of the excess |
Worked example — a Laval family, 2 children aged 4 and 8, AFNI of $75,000. Combined maximum: $8,157 + $6,883 = $15,040. Excess over the first threshold: $75,000 − $38,237 = $36,763. Reduction at 13.5%: $36,763 × 13.5% = $4,963.01. Actual CCB: $15,040 − $4,963.01 = $10,076.99 per year, or $839.75 per month. Even at a $75,000 income, the family keeps two thirds of the maximum.
When are the Canada Child Benefit payment dates in 2026?
The CRA pays the CCB on the 20th of each month, or on the previous business day when the 20th falls on a weekend or a holiday. For the rest of 2026, the remaining dates are October 20, 2026, November 20, 2026, and December 11, 2026, with the December payment moved earlier for the holidays.
- Next payment: October 20, 2026
- Then: November 20, 2026, and December 11, 2026
- Direct deposit is the fastest way to get paid; a cheque can take a few extra days
- Your July 2026 to June 2027 payments are based on your 2025 return, not on your current income
If your October payment differs from your June payment, that is expected: the annual July recalculation, with indexed amounts and your 2025 income, took effect in between.
In Quebec, can you receive both the CCB and Retraite Québec's Family Allowance?
Yes, the two benefits stack, because they are separate programs: the CCB is federal and paid monthly by the CRA, while the Family Allowance is Quebec's own benefit, paid by Retraite Québec four times a year by default or monthly on request. For 2026, the Family Allowance ranges from $1,221 to $3,068 per child depending on your family income, with up to $1,077 more for a single-parent family.
| Program | Paid by | 2026 maximum per child | Frequency |
|---|---|---|---|
| Canada Child Benefit (CCB) | CRA (federal) | $8,157 (under 6) | Monthly, on the 20th |
| Family Allowance | Retraite Québec | $3,068 (+ $1,077 if single-parent) | Quarterly, or monthly on request |
| Supplement for the Purchase of School Supplies | Retraite Québec | $127 per child aged 4 to 16 | Yearly |
The stack most comparisons miss — a Quebec family earning $35,000, with children aged 4 and 8. CCB at the maximum: $15,040. Family Allowance at the maximum (family income of $60,000 or less for a couple): 2 × $3,068 = $6,136. Tax-free total: $21,176 per year, or $1,764.67 per month, before the $127 per child school supplies supplement. This federal-provincial stack, unique to Quebec, is what really moves a family budget. Child care costs eat into what is left, so see how to claim them back in our guide to the child care expenses tax credit.
What do you need to do to keep your full amount, with no interruption?
Your payments continue only if the CRA and Retraite Québec have your current information. The most common reason payments stop is simple: a tax return was not filed, even with zero income to report. You and your spouse or common-law partner must file every year, federally and in Quebec.
- File your 2025 returns on time: without them, your July 2026 CCB cannot be calculated and payments are interrupted
- Sign up for direct deposit with the CRA and Retraite Québec to avoid mail delays
- Report a change in marital status, custody or address quickly: your amount is recalculated the following month
- In shared custody (about 40% to 60% of the time with each parent), each parent receives 50% of the amount calculated on their own family income; the CRA does not split it any other way
- If your child is eligible for the disability tax credit, the $3,480 per year child disability benefit is added to your CCB automatically
In short: in Quebec in 2026-2027, one child under 6 can bring in up to $8,157 in CCB plus $3,068 in Family Allowance, tax-free. Check your net income with our Quebec income tax calculator to see which reduction zone you are in before the October 20 payment.
Frequently asked questions
Is the Canada Child Benefit taxable in Quebec?
No. The CCB is a tax-free monthly payment: you do not add it to your income on your federal or Quebec return, and it is not taxed the way employment income is. The same applies to Retraite Québec's Family Allowance. Your benefit amount, however, is set by your 2025 adjusted family net income for the July 2026 to June 2027 period, so both you and your spouse or common-law partner must file a return every year, even if you owe no tax.
When is the next Canada Child Benefit payment in 2026?
The next payment is October 20, 2026. The CRA pays the CCB on the 20th of each month, or on the previous business day when the 20th falls on a weekend or holiday. The remaining 2026 dates are October 20, November 20, and December 11, with the December payment moved earlier for the holidays. With direct deposit, the money arrives on the scheduled date; by cheque, allow a few extra days. Your October through June amounts are the ones recalculated in July 2026 using your 2025 income.
How is the CCB split in shared custody in Quebec?
If your child lives with each parent about 40% to 60% of the time, the CRA treats custody as shared: each parent receives 50% of the amount they would get with full custody, calculated on their own adjusted family net income. The CRA never splits it using other percentages, such as 70-30. Retraite Québec's Family Allowance follows the same half-and-half principle. Both parents must notify both agencies of the custody arrangement to avoid an overpayment that would have to be repaid.
How much can a Quebec family receive in total from the CCB and the Family Allowance?
The two benefits stack. A Quebec family earning $35,000 with two children aged 4 and 8 receives the maximum on both sides: $15,040 in CCB ($8,157 + $6,883) plus $6,136 in Family Allowance (2 × $3,068), for a tax-free total of $21,176 per year, or $1,764.67 per month. The $127 per child school supplies supplement, for children aged 4 to 16, comes on top. At higher incomes, both amounts decrease under their own formulas.
What happens if I do not file my tax return?
Your CCB payments are interrupted, because the CRA calculates your July 2026 to June 2027 amount from your 2025 return — and your spouse's or common-law partner's, if applicable. Without a return, there is nothing to calculate from, even if you have no income to report and no tax to pay. The same rule applies to Retraite Québec's Family Allowance. Filing late usually restarts payments with retroactive amounts, but expect a processing delay before the deposits resume.
What is the $3,480 child disability benefit?
If your child is eligible for the disability tax credit, the CRA automatically adds the child disability benefit to your CCB, with no separate application. For July 2026 to June 2027, it is worth up to $3,480 per year per eligible child, or $290 per month. In Quebec, Retraite Québec also pays the Supplement for Handicapped Children of $2,892 per year, and up to $14,580 for a child requiring exceptional care (tier 1). Both supplements stack on top of the CCB.
Official sources
- Agence du revenu du Canada — Allocation canadienne pour enfants : combien vous pouvez recevoir
- Agence du revenu du Canada — Allocation canadienne pour enfants : dates de versement 2026
- Retraite Québec — Montants des prestations et données de base 2026 (Allocation famille)
- Gouvernement du Canada — Les versements au titre de l'Allocation canadienne pour enfants augmentent en 2026-2027